Commercial Loan

We offer a variety of loan products with flexible terms to meet your needs, large or small. You can expect simplified application procedures, prompt underwriting determination and fast response to all your inquiries.

COMMERCIAL FINANCE

Financing programs are available for rate and term refinancing of your existing mortgage. Cash out refinancing programs are also available for your business improvement and expansion needs.

We provide financing programs for investors seeking to acquire quality existing income-producing properties. These properties are usually well located and show a high potential for future appreciation.

Amount: $1 million to $10 million, preferably in $1 million - $5 million range

LTV: Up to 75%; 80% for multi-family

Amortization: Up to 25 years

Debt coverage ratio: Minimum 1.25

Term: Up to 5-15 years

Property types: Retail, Mixed-Use, Office, Multi-Family, Light Industrial/Warehouse, Gas Station/Convenience Stores, Car Wash, Day Care, Senior Care/ Assisted-Living, Recreation/Sport/Health Club, Other Commercial Properties.

MEZZANINE FINANCE

We assist owner of companies to raise capital by increasing debt without giving up large equity positions. Projects that require extension capital investment up front but will generate income only at a later time represent the ideal scenario for mezzanine financing.

Amount: $500,000 to $2,000,000

LTV: Up to 90%

Amortization: Up to 25 years

Property types: Office Building, Multifamily Apartment Property and Condominium Conversion